Strategic Funding for Sustainable Growth

Details: A high-growth e-commerce brand was experiencing rapid consumer demand and accelerating revenue, but needed capital to fund a major inventory build ahead of surging order volume. ClearLine Financial structured and closed an $8,000,000 term loan to finance the build, enabling the borrower to meet demand, expand product availability, and scale fulfillment operations without disrupting working capital. The facility gave the company room to grow at a critical inflection point while preserving cash for day-to-day operations. 

Details: A growing pool service company set out to acquire two established local competitors whose owners were both heading into retirement. The combination significantly expanded the company's footprint and customer base, adding roughly $4MM in EBITDA and bringing combined EBITDA to $6.9MM on over $40MM in revenue. When the mezzanine lender backed out at the last minute, the deal was at risk of falling apart. ClearLine stepped in with $2.88MM in junior acquisition capital, completed two in-person site visits, and closed in under 9 business days. The fast close kept the transaction on schedule and gave the buyer a smooth transition from the retiring owners.

Details: A well-established West Texas pest control company had the chance to acquire a longtime local competitor whose owner was ready to retire and spend more time with his family. With a senior lender already in place, the buyer needed junior capital to close the remaining gap. ClearLine structured a $1.25MM subordinated loan behind the senior debt and closed in just two weeks, landing right on the target closing date. The acquisition combined two respected local names under one roof and took the business to its next stage of growth.

Details: A commercial construction company had its $4MM bank line of credit frozen after a prior year tax return showed a loss, despite strong current contracts and cash flow. With payroll and job sites at risk, we stepped in and secured a $1.5MM revenue-based line of credit within 72 hours through private capital. The facility kept projects moving and served as a bridge while the company stabilized and re-engaged traditional lenders.

Details: A long-established infrastructure contractor with strong receivables and a fleet of heavy equipment needed capital to support a growing pipeline of projects. With cash tied up in long payment cycles, the company's existing facility couldn't keep pace with payroll, materials, and upfront project costs. ClearLine Financial structured and closed a $10,000,000 asset-based facility, a $5MM ABL revolver secured by accounts receivable and a $5MM ABL term loan backed by equipment. The combined structure gave the company the liquidity to take on larger contracts and continue scaling without giving up equity.

Details: An oil and gas operator needed capital to accelerate a multi-well development program and lock in service contracts at favorable pricing. With timing critical and traditional lenders unable to meet the execution window, we secured a $1MM loan to fund the project. The financing allowed the company to move forward immediately and capture incremental production without delaying core operations.

Details: A high-performing franchise gym generating over $1MM in EBITDA needed flexible capital to support a rapid membership surge and upgrade equipment across peak locations, but their bank required a full recertification due to recent ownership changes. ClearLine secured an $815K line of credit that provided immediate liquidity without disrupting operations. The facility allowed the gym to scale capacity, improve member experience, and sustain momentum during its strongest growth cycle.

Details: A South Florida HVAC company generating $1.6MM in EBITDA faced a seasonal spike in demand and needed immediate working capital to pre-purchase equipment and hire additional crews ahead of peak summer months. Bank financing timelines couldn't keep pace with the opportunity, so ClearLine secured a $750K line of credit with flexible draws. The facility allowed the company to service more contracts, shorten response times, and capture incremental revenue during its busiest season.

Details: A Michelin-star restaurant in New York City needed growth capital to execute a high-profile expansion, including a private dining buildout and kitchen upgrades ahead of a peak reservation season. Traditional bank financing couldn't meet the timeline due to detailed underwriting and collateral requirements, so ClearLine secured an $800K term loan in 48 hours. The funding allowed the restaurant to expand capacity, enhance the guest experience, and drive incremental revenue without disrupting daily operations.