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What Is a Line of Credit?
A business line of credit provides flexible access to funds whenever your company needs them. Instead of receiving a lump sum, you’re given a set credit limit that you can draw from as needed for expenses, payroll, or growth opportunities.
You only pay interest on the amount you use, and as you make repayments, your available balance resets automatically.
This revolving structure helps you maintain steady cash flow, prepare for the unexpected, and keep your business moving forward with confidence.
$10K to $5MM
True business lines of credit for companies of all sizes.
Up to 36 Months
Flexible repayment terms that reset after each withdrawal.
Custom Payments
Simple weekly payments tailored to your cash flow.
Customer Portal
Withdraw funds at your convenience.
Why Choose a ClearLine
Lines of Credit
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Pay for Use
Withdraw what you need, when you need it — and pay interest only on what you draw.
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Customer portal
Withdraw funds at your convenience.
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Build Business Credit
We report payment history to business credit bureaus to help strengthen your credit profile.
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High Credit Limits
Enjoy funding flexibility with credit lines up to $5 million available.
Are We a Good
Match?
1+ Year in Business
Established longer than a year.
550+ credit score
Healthy personal credit profile.
$10K+ revenue
Stable monthly cash flow.
Business Account
Active business account required.
Still Have Questions? We’ve Got Answers.
You’re approved for a credit limit and can draw funds as needed. As you repay, your available balance resets — providing ongoing access to working capital.
Funds are typically available within seconds once you make a withdrawal, 24/7.
Yes — consistent on-time payments and solid revenue can qualify you for higher credit limits.
You only pay interest on what you use. All fees are transparent and disclosed upfront before funding.
See If You Qualify in
Minutes
Let’s See If We’re a Match
Apply now to see how much working capital your business could qualify for. Quick, secure, and no obligation.
List of requirements:
Business Banking Account
At least $10,000/month in revenue
Or 550+ credit score
