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$100K–$15MM+
Credit facility size range
24–72 Hours
Fastest closings on record
0% Equity
Non-dilutive, no equity required
Who We Partner With
Our best referrals come from professionals who sit closest to a company's financials and its inflection points. If your clients ever need capital faster or more flexibly than a bank can deliver, we should talk.
Accounting
CPAs & Bookkeepers
You see the cash crunch coming before anyone else tax season shortfalls, seasonal working capital gaps, growth outpacing the balance sheet. Refer early and give your client options.
Finance Leadership
Fractional CFOs & Outsourced Finance
When you're building the capital plan, we're an execution arm from unsecured revolvers to full ABL structures sized to the model you've already built.
Transactions
M&A Advisors & Investment Bankers
Acquisition financing, bridge capital to close, or junior debt to complete a stack alongside a senior lender. We move on deal timelines, not bank timelines.
Banking
Commercial & Community Bankers
A declined deal doesn't have to be a lost relationship. Refer the credits that fall outside your box we'll fund them, and hand them back when they're bankable.
Legal
Attorneys
Corporate, M&A, and restructuring counsel often see capital needs first a purchase agreement waiting on funding, a client bridging a dispute or transition. We keep matters moving.
Capital Markets
Brokers & Capital Placement Firms
If a mandate calls for structures outside your current lender network subordinated, revenue-based, or asset-backed we co-work deals and respect your client relationships.
How We Help Your Clients
Customized debt financing across multiple layers of the capital structure — industry agnostic, U.S. & Canada, generally suited for companies at $1.2MM+ in annualized revenue.
Asset-Based Lending
A/R, Inventory & Equipment
Advance rates typically 80–90% of eligible accounts receivable
Inventory at 60–70% of cost, or up to 85% of net orderly liquidation value
Equipment term loans & sale-leasebacks on existing or new equipment
Total cost of capital typically 10–14% APR
Revenue / Cash Flow Based Funding
Facilities Sized to Performance
Sizing typically 10–15% of TTM revenue, or 1x EBITDA if profitable
Pricing from prime +4; terms from 12 to 48 months
Fully subordinate to senior debt often no UCC-1 or PG required
Additional capital available as early as 25% paid in
Unsecured Revolving Credit
Lines From $50K to $2MM
No UCC filing, no collateral, no liens on business assets
Pricing starting around 1% per month, improving with performance
10–36 month terms, typically renewed annually
Approved and funded within 1–3 business days of a signed term sheet
Term Loans
Secured & Unsecured, Up to $15MM
12–48 month terms, structured around cash flow and use of proceeds
Senior secured or junior unsecured depending on the capital stack
Growth capital, working capital, acquisition & bridge financing
We lend on the strength of the business not a rigid checklist
Junior Unsecured Bridge Program
Purpose-built for advisor referrals: junior capital that closes on deal timelines and sits behind existing senior debt without disturbing it.
$1–10MM
Facility size
No Collateral
Unsecured
5–7 Days
Typical close
Real Outcomes, Real Growth
Real transactions from our book and the moment where a referral from an advisor like you made the difference.
$1.5MM
Revenue-Based LOC
Commercial Construction · $115MM Revenue
The company's $4MM bank line was frozen after a prior-year tax return showed a loss despite strong current contracts and cash flow. With payroll and job sites at risk, we secured a $1.5MM revenue-based line within 72 hours through private capital, bridging the company until it re-engaged traditional lenders.
Referral fit: Bankers and CPAs a frozen line or a bad tax year on paper doesn't have to stop a fundamentally healthy business.
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$10MM
ABL Revolver + Term
Plumbing / Infrastructure · $16MM Revenue
A long-established contractor with strong receivables and heavy equipment had cash tied up in long payment cycles. We structured a $10MM asset-based facility a $5MM revolver against A/R and a $5MM term loan against equipment giving the company liquidity to take on larger contracts without giving up equity.
Referral fit: Fractional CFOs and placement firms when the assets are there but the existing facility can't keep pace with growth.
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$800K
Term Loan
Michelin-Star Restaurant, NYC · $17MM Revenue
A high-profile expansion private dining buildout and kitchen upgrades couldn't wait for bank underwriting ahead of peak reservation season. We closed an $800K term loan in 48 hours, letting the restaurant expand capacity without disrupting daily operations.
Referral fit: Attorneys and advisors on time-sensitive projects where the opportunity expires faster than a bank can underwrite.
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$275K
Line of Credit
Home Healthcare · $4MM Revenue
Medicaid and Medicare reimbursements were paused by a billing system change, creating an urgent payroll shortfall despite $500K+ in receivables backlog. We secured a $275K line that funded same day at a teen-level rate, keeping the company operating until reimbursements resumed.
Referral fit: CPAs and bookkeepers you'll see the receivables gap before the payroll deadline does.
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How a Referral Works
Simple by design. Your client relationship stays yours we're the capital desk behind it.
01
Make the Introduction
A warm email intro or a quick call with our team. No lengthy forms, no obligation for you or your client.
02
We Scope the Deal
We review financials directly with your client and identify the right structure across our lending programs.
03
Term Sheet & Close
Terms issued quickly; many facilities fund within days of a signed term sheet, subject to due diligence.
04
You Stay in the Loop
We keep you informed through funding and beyond. Your client credits you with the outcome as they should.
Partner Inquiries
Let's Talk Partnership
Tell us a bit about your practice and the clients you serve. We'll reach out to discuss how a referral relationship could work including deal flow, communication, and economics.
Email:
Address:
407 Lincoln Rd, Suite 12E
Miami Beach, FL 33139