Term Financing

Term Financing / Senior Secured & Junior Unsecured Structures

We provide term loan solutions that deliver growth capital through a mix of secured and unsecured structures. Built for companies seeking larger funding commitments, these facilities feature defined repayment schedules, fixed maturity timelines, and the versatility to fund expansion, acquisitions, operational needs, and refinancing strategies.

Core Underwriting Requirements

01

Credit Facility Size

Loan sizes range from $100,000 to $15 million, allowing businesses of various sizes to access capital aligned with their objectives.

02

Pricing

Interest rates are determined by factors such as credit quality, collateral support, transaction structure, and overall risk profile.

03

Asset Security Criteria

Facilities may be structured as senior secured or unsecured subordinate debt and can complement existing banking relationships or government-backed lending programs.

04

Financing Timeline

Closing timelines vary based on complexity and collateral requirements, with certain unsecured transactions funding in days while larger secured facilities may require additional underwriting and diligence.

05

Financing Term

Repayment periods generally range from one to five years, offering flexibility to match capital needs, cash flow patterns, and long-term business goals.